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	<title>Vista Professional Services, Inc. &#187; Personal Finances</title>
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		<title>Email from the IRS &#8211; It&#8217;s a scam!</title>
		<link>http://www.vistaprofessionalservices.com/2011/05/email-from-the-irs-its-a-scam/</link>
		<comments>http://www.vistaprofessionalservices.com/2011/05/email-from-the-irs-its-a-scam/#comments</comments>
		<pubDate>Sat, 07 May 2011 22:12:14 +0000</pubDate>
		<dc:creator>Linda Silva</dc:creator>
				<category><![CDATA[Personal Finances]]></category>
		<category><![CDATA[Tax Articles]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[income tax refund]]></category>
		<category><![CDATA[IRS]]></category>

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		<description><![CDATA[The IRS does not initiate communication with taxpayers through email.  It could be a phishing attempt to steal personal information.  Identity thieves sometimes use social security numbers to file tax returns in order to receive a refund.  If the thief files the tax return before you do, the IRS will believe you already filed and have received any eligible refund.
Related posts:<ol>
<li><a href='http://www.vistaprofessionalservices.com/2011/11/social-security-number-changes-for-2011/' rel='bookmark' title='Social Security Number Changes for 2011'>Social Security Number Changes for 2011</a> <small>Gender Fields Removed and Numbers to be Randomized Gender Removal...</small></li>
<li><a href='http://www.vistaprofessionalservices.com/2011/04/irs-will-stop-mailing-tax-forms-instructions/' rel='bookmark' title='Changes in 941 and W-2 Forms'>Changes in 941 and W-2 Forms</a> <small>To reflect changes in the employee rate for social security...</small></li>
<li><a href='http://www.vistaprofessionalservices.com/2011/12/employee-rights-notice-posting-required-from-nlrb/' rel='bookmark' title='Employee Rights Notice Posting Required from NLRB'>Employee Rights Notice Posting Required from NLRB</a> <small>The National Labor Relations Board (NLRB) has issued a final...</small></li>
</ol>]]></description>
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		<title>Should I Convert my Traditional IRA to a Roth IRA?</title>
		<link>http://www.vistaprofessionalservices.com/2010/07/should-i-convert-my-traditional-ira-to-a-roth-ira/</link>
		<comments>http://www.vistaprofessionalservices.com/2010/07/should-i-convert-my-traditional-ira-to-a-roth-ira/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 21:03:55 +0000</pubDate>
		<dc:creator>Linda Silva</dc:creator>
				<category><![CDATA[Personal Finances]]></category>
		<category><![CDATA[Tax Articles]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Roth IRA]]></category>

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		<description><![CDATA[Recent tax law changes have made it possible to convert your traditional IRA to a Roth IRA. But just because you can do something does not mean you should do it. There are always pros and cons.
Related posts:<ol>
<li><a href='http://www.vistaprofessionalservices.com/2011/04/president-expected-to-sign-bill-repealing-expanded-1099-requirements/' rel='bookmark' title='President Expected to Sign Bill Repealing Expanded 1099 Requirements'>President Expected to Sign Bill Repealing Expanded 1099 Requirements</a> <small>On April 5, the Senate approved H.R. 4 by a...</small></li>
</ol>]]></description>
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		<title>Credit Cards: Top 10 Spending Habits That Will Get You Noticed</title>
		<link>http://www.vistaprofessionalservices.com/2009/09/credit-cards-top-10-spending-habits-that-will-get-you-noticed/</link>
		<comments>http://www.vistaprofessionalservices.com/2009/09/credit-cards-top-10-spending-habits-that-will-get-you-noticed/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 22:27:40 +0000</pubDate>
		<dc:creator>Chuck Silva</dc:creator>
				<category><![CDATA[Personal Finances]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit card profiling]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[personal finance]]></category>

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		<description><![CDATA[Credit card companies are profiling you and certain types of purchases can be red flags to the card companies that are looking for signs of consumers with questionable finances.
Related posts:<ol>
<li><a href='http://www.vistaprofessionalservices.com/2010/08/new-credit-card-laws-may-mean-less-profit-retailers/' rel='bookmark' title='New Credit Card Laws May Mean Less Profit for Retailers'>New Credit Card Laws May Mean Less Profit for Retailers</a> <small>Under the new credit card laws, the government is removing...</small></li>
<li><a href='http://www.vistaprofessionalservices.com/2010/02/credit-card-receipts-to-be-reported-to-irs/' rel='bookmark' title='Credit Card Receipts to be Reported to IRS'>Credit Card Receipts to be Reported to IRS</a> <small>Proposed IRS regulations address reporting requirements for credit card and...</small></li>
<li><a href='http://www.vistaprofessionalservices.com/2012/01/form-1099-misc-or-1099k/' rel='bookmark' title='Form 1099-Misc or 1099K?'>Form 1099-Misc or 1099K?</a> <small>Be sure to review payments subject to be reported on...</small></li>
</ol>]]></description>
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